Monday, January 16, 2017 is Martin Luther King Jr. Day and 1st FCS offices will be open. However, the Federal Reserve Bank is closed, which means electronic funds processing will not occur on that day. There will not be any incoming or outgoing wires on that day. Any ACH transactions entered after 5 p.m. on Friday, January 13, 2017 through Monday, January 16, 2017 before 5 p.m. will not be received at the financial institution until Wednesday, January 18, 2017. If you have any questions, please contact your branch office.